For life insurance agents and agency owners
Run your entire insurance business from one place.
Pipeline, posted deals, book of business, contracting, hierarchy, leaderboard and commissions. Post a deal once and every screen updates.
Built inside a working life insurance agency, and used every day by real agents.
- We don't take an override
- Your book, your data, export any time
- Month to month — no contract
The product
Everything agents actually use to run their business.
Four screens carry most of the work. Here they are, doing it.
Pipeline and deal posting
Know exactly who needs your attention.
Every lead, client, note, appointment and next action in one list. Move people through your stages, and post the deal the day the policy is written.
- Stages you move a client through, not a status nobody updates
- Anyone going quiet is marked as needing attention
- Post a Deal opens with the client and the carrier's own products already filled in
Every score breaks down into the signals behind it, so you can argue with one.
Book of business
Your entire book, finally organised.
Every submitted and active policy, with the carrier, the premium, the writing number, the effective date, the draft day and the anniversary — kept from the day it is written.
- Client and policy records that stay tied together
- Status from submitted through issued, active and lapsed
- The dates that decide whether a policy survives its first year
Dashboard and leaderboard
See the score while the month is still happening.
Agents see their own production and what needs doing today. Agencies see a live board across the whole organisation, so nobody has to ask how the month is going.
- Personal production, month to date, against a goal you set
- A live agency leaderboard every agent can see
- The same figures on every screen, from one definition of production
Team, contracts and invitations
Build the team without losing the details.
Invite agents, set who reports to whom, and track carrier contracts and writing numbers so every producer knows what they are actually appointed to write.
- Invitations that place a new agent in the hierarchy on arrival
- Contract status per carrier, from requested to appointed
- Writing numbers and compensation levels held against the agent, not a spreadsheet
Try it
Post one deal. Watch everything else update.
Seven clicks on sample data. No account, no card, nothing to install.
A prospect you've already met with. One button when the application is signed.
A stage you actually move someone through, and a note that says what happened last.
Who it is for
One platform, two very different jobs.
A solo agent is running a business alone. An agency owner is running one through other people. The product does both; the day looks nothing alike.
Solo agents
Stop running your business from scattered spreadsheets.
- Leads and clients in one list instead of three
- Every deal and policy tracked from written to active
- Your own production, month to date
- Carrier contracts and writing numbers in one place
- The client dates that decide whether a policy sticks
- Add Nova when you want the follow-up handled for you
Agencies
Give the whole agency one operating system.
Unlimited agents. No seat charges.
One flat price for the agency, whether you have eight producers or four hundred. Adding an agent does not change the bill.
- Hierarchy and team management in one chart
- An agency-wide leaderboard every agent can see
- Contracting visibility across every carrier and producer
- Compensation levels and hierarchy override tracking
- Agent invitations and onboarding
- Nova profit share eligibility on agent subscriptions
Meet Nova AI
Agent Cloud organises your business. Nova helps run it.
Nova watches your pipeline and your book, works out what needs attention, and helps you get to it before a policy lapses or a lead goes cold.
Marked Available means it works today. Coming soon means it does not yet — do not buy the licence for those.
Retention autopilot
The policies you are about to lose, before you lose them.
- Ranks your in-force book by lapse risk, with the reason for eachAvailable
- Follow-up when a policy goes into graceAvailable
- Conservation tasks created from the scan, one per clientAvailable
- Missed drafts prioritised above everything elseComing soon
- Retention outcomes tracked back to the action that saved themComing soon
Client relationship automation
The messages that keep a policy alive, sent without you remembering.
- Birthday messagesAvailable
- Policy anniversary messagesAvailable
- Any date you choose, on your own scheduleAvailable
- Annual policy review agendas, written from the client's bookAvailable
- Welcome sequences for a new clientComing soon
- Draft-day remindersComing soon
- Re-engagement for clients who have gone quietComing soon
Pipeline autopilot
The follow-up you meant to do, on the leads you meant to call.
- Cold lead detectionComing soon
- The recommended next action on a leadComing soon
- Follow-up tasks created for youComing soon
- Drafted messages you approve before they sendComing soon
- Missed appointments surfacedComing soon
Daily agent intelligence
Ask about your own book and get an answer, not a search result.
- Answers grounded in the records you are allowed to seeAvailable
- Compliance screening on AI-drafted client messagesAvailable
- A daily list of what needs doingComing soon
- Book of business summariesComing soon
- Plain-English explanations of how a commission was worked outComing soon
Nova requires an active Solo or Agency licence.
Pricing
Simple pricing that grows with your business.
Choose the licence that fits. Add Nova only when you want the automation.
Solo
For an individual agent running their own business.
- Personal dashboard and production
- Pipeline and client management
- Deal posting
- Book of business
- Calendar
- My Contracts and writing numbers
- Personal finances and commission schedule
- Retention tracking
Agency
Best for teamsFor an agency that wants one system for the whole organisation.
- Everything in Solo
- Unlimited agents — no seat charges
- Team and hierarchy management
- Agency-wide leaderboard
- Agent invitations and onboarding
- Contracting operations
- Compensation levels and override tracking
- Agency reporting and administration
- Nova profit share eligibility
One flat price however many agents you have. Adding an agent does not change the bill.
Book a demoNova AI
The automation layer for follow-up, retention and client relationships.
- Lapse-risk scan across your in-force book
- Birthday, anniversary and lapse follow-up automations
- Annual policy review agendas
- Answers grounded in your own records
- Compliance screening on AI-drafted messages
Requires an active Solo or Agency licence.
Add Nova AISponsoring Nova for your agents? An agency can buy Nova on an agent's behalf at $39/month per active agent. Sponsored subscriptions do not also earn profit share.
What is in each licence
Record keeping, production, contracting and finances are in the licence. Nova adds automation and prioritisation on top of them.
| Feature | Solo | Agency | Nova AI |
|---|---|---|---|
| Pipeline, clients and deal posting | Included | Included | Not included |
| Book of business and policy records | Included | Included | Not included |
| Personal production and dashboard | Included | Included | Not included |
| My Contracts and writing numbers | Included | Included | Not included |
| Commission schedule and finances | Included | Included | Not included |
| Retention tracking | Included | Included | Adds automation |
| Unlimited agents, no seat charges | Not included | Included | Not included |
| Team hierarchy and invitations | Not included | Included | Not included |
| Agency leaderboard | Not included | Included | Not included |
| Contracting operations | Not included | Included | Not included |
| Compensation levels and overrides | Not included | Included | Not included |
| Lapse-risk scoring across the book | Not included | Not included | Included |
| Client message automations | Not included | Not included | Included |
| Answers grounded in your records | Not included | Not included | Included |
We're software. Not your IMO.
Your hierarchy, your carrier contracts and your book stay yours — and you can take all of it with you whenever you want.
Owners, managers, staff and agents each see what their role calls for — enforced in the database, not just hidden in the interface. And we're not going to quote you an hours-saved number until we have real agencies to measure it on — when we do, we'll tell you whose agencies they were.
Agent Cloud exists to make agencies more independent, not more dependent.
Questions
Frequently asked questions.
No. The Agency Licence covers unlimited agents with no seat charges, subject to reasonable platform usage. Adding an agent does not change the bill.